JOB POSTING IS EXPIRED
Retail Loan Officer

Are you a passionate and detail-oriented professional looking to help people achieve their HOMEOWNERSHIP DREAMS? 

Do you thrive in a fast-paced environment and enjoy building lasting relationships with clients? 

If so, MORTGAGE and CONSUMER LENDING at Fidelity Bank & Trust could be for you!

About the Career:

We are seeking a motivated and experienced Retail Loan Officer to join our team. As a key member of our lending department, you will be responsible for evaluating, authorizing, and recommending approval of loan applications for both new and existing customers. Your role will be crucial in helping individuals and families achieve the milestone of homeownership.

What You Will Do:

• Assess clients' financial status, credit history, and property evaluations.
• Approve or recommend loan approval in accordance with company policies.
• Develop and maintain relationships with clients, real estate agents, and other stakeholders.
• Provide excellent customer service by guiding clients through the mortgage application process.
• Ensure compliance with all regulatory requirements and internal policies.
• Stay updated on current market trends and loan products to provide the best options for clients.
• Meet or exceed sales targets and contribute to the growth of the mortgage portfolio.

What Will Make You Successful:

• Degree in finance, business, or a related field or equivalent work experience.
• Proven experience as a Mortgage Lender or similar role in the banking/financial sector.
• Strong knowledge of mortgage products, loan processing, and regulatory requirements.
• Excellent interpersonal and communication skills.
• Ability to analyze financial information and make sound decisions.
• Strong organizational skills and attention to detail.
• Proficiency in mortgage lending software and MS Office Suite.
• A customer-focused mindset with the ability to build lasting relationships.

Benefits We Offer:

• Competitive salary.
• Strong retirement plan.
• Comprehensive health, dental, and retirement plans.
• Professional development opportunities and ongoing training.
• Supportive and inclusive work environment.

Requirements

Supervisory Responsibility:

No supervisory duties.

Work Environment:

This job operates in a professional office environment. This role routinely uses standard office equipment.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to stand, walk, sit, reach with arms, talk or hear and use hands to finger, handle or feel objects, tools or controls. Specific vision abilities required by this job include close vision, some distance vision, and ability to adjust focus. Some driving may be required.

Position Type/Expected Hours of Work:

This is a full-time position, and typical work hours and days are Monday through Friday, 8:00 a.m. to 5:00 p.m. Some flexibility in hours is allowed. Additional working hours may be required for this position to ensure the functionality of the department and overall functionality of the bank.

Travel:

Some travel may be required for this position.

Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Equal Opportunity Employer: Minorities, Women, Veterans, Disabilities

Please view Equal Opportunity Posters provided by OFCCP/DOL here.

(https://www.dol.gov/agencies/ofccp/posters)

Fidelity Bank & Trust will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with Fidelity Bank & Trust's legal duty to furnish information.

If a reasonable accommodation is needed to complete the application process, please contact Human Resources at (563) 875-7157 and let us know how we can help.