Credit Analyst Associate

Job Overview

Are you ready to make an impact?

We’re looking for a dynamic and driven Credit Analyst to join our team! If you have a passion for finance, enjoy problem-solving, and are ready to help shape major financial decisions, this is the role for you. In this position, you'll be at the forefront of evaluating credit risks, providing insights that directly influence the customer’s success.

 

What You'll Do:

·        Financial Detective: Analyze financial statements and credit data to assess the risk and creditworthiness of individuals or businesses.

·        Strategic Impact: Provide recommendations on credit limits, loan conditions, and credit terms that shape the company's lending strategy.

·        Market Analysis: Stay up-to-date on economic conditions, industry trends, and regulatory changes to ensure accurate risk assessments.

·        Collaborate: Work closely with lenders and management to create balanced credit solutions.

·        Problem Solving: Develop creative strategies for handling complex financial cases while mitigating risks.

 

Why This Role is Exciting:

·        Influence Real Outcomes: Your insights will guide the company’s key lending decisions.

·        Constant Learning: With ever-evolving markets and financial conditions, no two days will be the same.

·        Career Growth: This role is a fantastic launching pad for a long and rewarding career in finance, risk management, or beyond.

 

What You'll Need:

·        Bachelor’s degree in Finance, Accounting, Economics, or a related field.

·        Strong analytical skills and a sharp attention to detail.

·        Excellent written and verbal communication abilities.

·        Ability to work in a fast-paced environment and manage multiple priorities.

·        Previous experience in credit analysis, lending, or risk management is a plus.

·        Familiarity to loan documentation is a plus.

 

Why Work with Us?

·        Be part of a forward-thinking company where your work makes an impact.

·        Enjoy a collaborative and supportive work environment.

 

Let us know how you’ll elevate your career as a Credit Analyst with us!

Supervisory Responsibility

This position is not supervisory. 

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment.

 

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to stand, walk, sit, reach with arms, talk or hear and use hands to finger, handle or feel objects, tools or controls. Specific vision abilities required by this job include close vision, some distance vision, and ability to adjust focus. Some driving may be required.

 

Position Type/Expected Hours of Work

This is a full-time position, and typical work hours and days are Monday through Friday, 8:00 a.m. to 5:00 p.m. Some flexibility in hours is allowed, but the employee should be available during the “core” work hours of 8:00 a.m. to 4:00 p.m. Additional working hours may be required for this position to ensure the functionality of the department and overall functionality of the bank. 

Travel

Some travel may be required for this position. 

 

Additional Eligibility Qualifications

None required for this position. 

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.