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Mortgage Banking Officer

MidWestOne Bank

1 Positions

ID: 19346

Posted On 08/29/2022

Job Overview

Overview

If you're ready to work for an organization that values you, develops your talents and helps you grow personally and professionally, then look no further.

 

Is responsible for the production and solicitation of a wide variety of residential real estate loans, working on a low base plus commission compensation program. Reviews mortgage loan applications to determine if basic lending criteria are met. Ensures that customer needs are satisfied through effective customer service. Contributes to the Bank's profit projections through individual and department goals and strategies. Additionally, responsible for cross-sales and / or referrals of all bank products and services.

Responsibilities

  • Interviews applicants concerning their mortgage loan needs and desires.
  • Initiates the process which determines the customer's financial condition in relation to acceptable risk within Bank policy guidelines
  • Submits loans and subsequent information as needed to process for review and approval by residential mortgage underwriter.
  • Ensures the growth of the Mortgage Department through the selection and development of new accounts and the expansion of the portfolio.
  • Acts in an advisory capacity to other Officers, employees and customers on matters pertaining to mortgage services.
  • Ensures that approved loans are closed following required procedures and that the documentation is complete.
  • Calls on realtors and other sources of new business to increase referrals, build strategic partners and to promote the Bank and thereby enhance overall banking relationships.

The Perks!

  • Competitive base compensation with additional performance-based incentives/bonus potential (incentives and bonus will vary depending on role)
  • Career growth  opportunities
  • Continuous learning opportunities
  • 401(k) Retirement Plan with company match with immediate vesting
  • Employee Stock Ownership Plan
  • Employer provided group life insurance with option to purchase additional life insurance for you and your family members
  • Employer provided long term and short term disability insurance
  • Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more!
  • Medical, Dental, and Vision insurance
  • Flex spending plan & Health savings accounts
  • Additional Insurance options to meet your personal needs: Pet Insurance and Critical Illness and Accident insurance
  • Student Loan Debt Reduction Program & Tuition Assistance Plan
  • Wellness Program
  • Free banking services and other financial services discounts
  • Take Your Dog to Work Day in June
  • Employee Rally Day- a day of celebration and recognition!

Qualifications

  • Associate degree (A. A.) or equivalent from two-year College preferred or equivalent combination of education and experience.
  • 3-5 years mortgage lending experience required. Must possess excellent communication skills; prioritize work demands effectively.
  • Bilingual abilities are a plus.
  • Knowledge of overall bank operations is desirable.
  • Will be required to register with the NMLS

We RISE by lifting others. RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of diversity, inclusion and belonging at work and in our communities. Our commitment to RISE is reflected in our operating principles, people and culture. We pledge to continuously learn, so we can understand and support the differences of individuals, embrace each other's strengths, and provide opportunities for all of us to work toward and achieve our full potential.

 

Now that you know more about us and the position, next step is for you apply so we can learn about you!

Primary Contact

1663085246928

Morgan Baustian

Talent Aquisition, HR

Phone

Phone

Phone

Fax

mbaustian@midwestone.com

Email

False

False

False

Job Details

Categories

Banking/Mortgage/Financial Services

Location

Dubuque, IA

Shift

First Shift

Job Type

Employee

Full/Part

Full Time

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Retirement Plan
PTO (Paid Time Off)
Paid Holidays
Tuition Reimbursement

Qualifications

Education

Associates

Experience

2-5 Years

Company ID

1163

Job REQ #

# Positions

1

Start Date

20220829

End Date

20221231

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MidWestOne Bank

About the Company

For more than 80 years, we have earned long-term customer relationships by helping our customers and communities succeed. We believe that the communities we serve are not only the inspiration of our organization, but the purpose behind our existence. That’s why customers like you are at the heart of everything we do.

When you walk into any of our MidWestOne locations, you’ll probably see our mission statement prominently displayed. “Take care of our customers and those who should be,” is not only our mission, it is who we are.

The history of our bank begins with Ben S. Summerwill, or Grandpa Ben, as we lovingly like to call him. Summerwill founded Iowa State Bank & Trust in 1934. While the name of the bank has changed to MidWestOne Bank, we still operate under the same charter and are headquartered in the same location in downtown Iowa City. The story of why Grandpa Ben became a banker has become the bedrock of our company.

We passionately pursue success for our neighbors, and we support organizations that create opportunities in our communities. That’s because we believe the positive actions of each one of us contributes to the success of us all. The MidWestOne Foundation provides financial support for the arts, education, wellness, recreation and civic services.

While we started as a small community bank in Iowa, we have since grown to more than 40 locations across Iowa, Minnesota, Wisconsin, Colorado and Florida.

As we continue to grow MidWestOne, we’ll need the help and commitment of outstanding people. Help us change the way people feel about their bank.

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